Be patient
It was one of the greatest privileges of my training in Japan to be allowed to use sensei's shinken for a few lessons. I had not used one for kata or anything before. I don't see a time in the near future when I can afford one or feel "ready" for one. But if my sensei thinks I should start using one more frequently, then it'll happen.
Another impressive experience was visiting a very high-class sword store in Harajuku Tokyo and being allowed to hold some museum quality pieces. Even though I don't speak hardly any Japanese, those collectors there put up with a silly gaijin for an afternoon because they thought it was good for me to be studying a japanese art.
There is more in this stuff than simply "owning" swords or "playing" swordman. Not to be all mystical or romantic, but there is a reason why so many koryu are centered around sword.
---
If you only intend to be a collector, that's fine, but why not do yourself a favor and buy a wall-hanger and some great books and really learn about mountings, blade styles and hamon and much much more. Estimated cost: maybe 500 bucks. Learn a lot and take it slow. It will be worth it. You can make a smarter and more expensive decision later on. We can recommend some books and things.
If you intend to be a student of JSA, do it real and do it well. Many people on here can/are tell/ing you worthwhile things. Most/All of those things start with finding a good teacher.
If all this sounds familiar, then realize why: it's because there's something to it.
Best of luck.
J. Nicolaysen
-------
"I value the opinion much more of a grand master then I do some English professor, anyways." Well really, who wouldn't?
We're all of us just bozos on the budo bus and there's no point in looking to us for answers regarding all the deep and important issues.--M. Skoss.